Discount Dental Plans Articles
- What is a discount dental plan?
- What advantages does a discount dental plan have over dental insurance?
- How can I locate a participating provider?
- How does a discount dental plan differ from dental insurance?
- When can I start receiving discounts on dental work?
- How old must a member be to purchase an individual plan?
What is a discount dental plan?
Discount dental plans are an affordable and easy-to-use alternative to dental insurance. Plan members are granted access to a large network of participating dental care providers that have agreed to offer their services at a discounted fee.
What advantages does a discount dental plan have over dental insurance?
Unlike dental insurance, discount dental plans have no annual limits, no health restrictions and no tedious paperwork hassles. Once you join a discount dental plan, you can start saving right away and some plans even offer savings on cosmetic dentistry, orthodontia and other dental specialties.
How can I locate a participating provider?
- Click the link below:
http://www.dentalplans.com/search/index.asp - Type in desired “ZIP Code.”
- Change the "Miles" to desired distance to travel, or leave at default setting.
- To search for a specific “Type of Dentist,” select from drop-down menu
- To search for a provider within a specific “Dental Plan/Network,” select from drop-down menu
- To search for a specific provider, enter the provider’s name in the space available.
How does a discount dental plan differ from dental insurance?
Insurance Policy:
- Maintains monthly premiums in exchange for established benefits
- Rarely offered to individuals
- Varying annual maximums
- Services are out-of-pocket once maximum is met
- Deductibles must be met before any benefits are paid
- After deductible, co-payment must be met
- Orthodontic treatment is rarely covered
- Waiting period may be between 6 to 24 months for major services (i.e. crown, bridge, dentures)
Discount Dental Plan:
- One low yearly membership fee
- Available to individuals, families and groups
- No annual limits
- No tedious paperwork to submit
- Start saving immediately
- Orthodontic treatment included in select plans
- No health restrictions
When can I start receiving discounts on dental work?
Your discount dental plan can be utilized the day of activation. Just show the participating dental provider your Member ID Card and they will honor the discounted rate according to the fee schedule of your plan.
How old must a member be to purchase an individual plan?
You must be at least 18 years or older to purchase an individual discount dental plan.
Source: DentalPlans.com