Insurance Articles

Auto Insurance

• What is auto insurance?
• What is covered by a basic auto policy?
• What determines the price of my policy?
• How much coverage do I need?
• What if I lease a car?
• Do I need insurance to rent a car?

Home Insurance

• What is homeowners insurance?
• What is in a standard homeowners insurance policy?
• Does my homeowners insurance cover flooding?
• How much will it cost?
• What is renters insurance?
• What type of insurance do I need for a co-op or condo?

Health Insurance

• What kinds of health insurance are there?
• How do I pick a health plan?
• Can I buy an individual policy?
• If I change jobs or become unemployed, can I bring my coverage with me?
• Where can I get more information regarding health insurance?

Life Insurance

• Why should I buy life insurance?
• How much life insurance do I need?
• What are the principal types of life insurance?
• What are the types of term insurance policies?
• What are the different types of permanent policies?
• What is a beneficiary?

Travel Insurance

• What is Travel Insurance?
• How is the premium determined?
• What does travel protection cover?
• Can I cancel my trip for any reason and get all my money back?

Discount Dental Plans

• What is a discount dental plan?
• What advantages does a discount dental plan have over dental insurance?
• How can I locate a participating provider?
• How does a discount dental plan differ from dental insurance?
• When can I start receiving discounts on dental work?
• How old must a member be to purchase an individual plan?

Business Insurance

• What does a businessowners policy cover?
• Do I need business interruption insurance?
• Do I need workers compensation insurance?
• How can I save money on my business insurance?
• How do I insure my home business?
• Do I need professional liability insurance?

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